Set your employer funded pension on autopilot.

Manage your occupational pension plans on a digital platform — we'll take care of the rest.
Powerful corporate provision, zero effort.
> 80% time savings compared to the status quo

All-in-one software

A tech solution that takes care of everything that makes corporate provision complex.
Individual employee advisory
Contract management
Settlement with insurers
0.0% paperwork

Sync with your HRMS

100% compliance

GDPR compliant

No liability risks for employers
Maximum data protection
Protected under employment law
100% control

Ready in minutes

Give us your OK and your pension cloud is ready to use in minutes. Our service is available to you and your team anytime, anywhere.
Start now
Say goodbye to
Insurance language
Manual processes
Enabled by
intuitive software
Your Pension Cloud

Your operating system for retirement planning.

Always keep track and control of your company's pension program.

With our platform, you can efficiently control all processes while we do the heavy lifting in the background. 

From advising your employees to communication and coordination with insurers.

GDPR compliant
100% control
> 80% time savings compared to the status quo
0.0% paperwork
Our products for you and your team.
Preventing poverty in old age


A tax-advantaged savings plan with contributions from employer and employee.

By taking advantage of tax benefits and subsidies, your pension program generates returns comparable to an ETF savings plan.


The insurance partners you have selected guarantee comprehensive protection for your employees' invested capital.

Investing in health


An employer-financed supplementary health insurance that goes beyond statutory health insurance benefits.
Precaution that protects

Not only do you offer your employees a benefit that they appreciate, but also benefit from fewer absences and increased productivity.

Easy to use

Invoices can be easily submitted via the employee app and are quickly refunded.

Better Safe than Sorry


An employer-financed disability insurance, that kicks in in the event of
occupational disability and replaces the missing salary.
Fully secured

Statistically speaking, every fourth person becomes either permanently or temporarily unable to work in the course of their working life.

Strong as a team

With collective insurance, all employees benefit from more attractive group conditions, in contrast to individual private insurance.

Join us — over 150 companies already trust DEGURA.
“They inform our employees about what is possible and what they can do with company pension plans to save money for the future.”
Anne, Team Lead of People Operations at Everphone
“Digital bAV process, less effort and stronger employee loyalty.”
Elena Marenbach, People Administrator at The Mobility House
"We offer a company pension scheme to ensure the well-being of our employees and provide them with financial security in retirement."
Julián Vásquez | People Operations Specialist
Free opportunity check
Digital pension setup in 30 minutes
Let's go!