Occupational pension scheme

Say no to the pension gap!

Discover 'Pension': More than just a company pension plan – your personal digital pension adviser.
+24%
More than 20,000 employees already trust us
Digital and effortless:
discover your benefits with DEGURA

Diverse consultation

Online consultation for employees in several languages from personal experts or in self-service with our app.company pension scheme, company health insurance and occupational disability - in person or via our app.

Transparent processes

Clear information about the conditions with all pros and cons for your team.

Individual offer

Offer per employee based on income, risk appetite and career planning.

Existing contract management

Management and integration of existing contracts into our infrastructure.

Easy management via Pension Cloud

The Pension Cloud enables HR to easily manage the pension program with automated administration, whereby sensitive data always remains exclusively with the employees.

Get advice on request or receive tailor-made pension suggestions — directly on your mobile phone or desktop.

Get advice now!
Anika
Your independent insurance advisor.
Quick & easy process
1
First call with DEGURA

Create account

Define your provision program together with a solution consultant.

2
Second call with DEGURA

Get HR team on board

Onboarding your HR team and coordinating our communication with your employees.

3
From here on, we'll take over

Empower your people

Sync with your HRMS, then contact and advise your employees by DEGURA.

Vorsorge, die passt – für jedes Budget
Jetzt beraten lassen – dein detailliertes Angebot wartet.
Jetzt dein Angebot berechnen!
Netto-Investment eines Mitarbeitenden
0
Arbeitgeberzuschuss in %
15
%
Jährliches Brutto-Einkommen
0
Wie setzt sich das monatliche Investment zusammen?
300 €
300 €
300 €
300 €
Netto-Investment
des Mitarbeitenden
Steuer- und SV-Vorteile für Mitarbeitende
Arbeitgeberzuschuss
Gesamtinvestition in die Mitarbeitendenrente
Monatliche Zusatzrente für Mitarbeitenden in Zukunft
0 €
Unter der Annahme von:

- Einem Ø-Zinssatz von 4%

- Einer Ansparperiode von 30 Jahren

Monatliche Arbeitgeberkosten heute
0 €
Arbeitgeberzuschuss nach Einsparungen in Sozialversicherung und Steuern.

Für eine Gesamtkostenschätzung relevant: Nur 20-30% der Mitarbeitenden nutzen das Pension-Programm.
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