Close the pension gap now with support from
your employer!

A company pension (bAV) offers you both:
Financial returns and security for a carefree retirement.

The statutory pension is no longer sufficient for a carefree retirement

Society is getting older and older; the aging society brings contributor and pensioner levels more and more out of balance.

The contributions paid into the statutory pension system fund over many years are often not even fully paid back through retirement.



The pension gap is becoming an increasingly serious threat as a
result of demographic change.
Unfortunately, there is no
improvement in sight.

If you do not make your own provisions yourself, you will face financial worries in retirement. Already, more than 15% of pensioners live in poverty.

With a company pension, return is guaranteed and retirement is better secured

It has actually never been easier to make your own provisions for retirement.

Companies are not only obliged to offer company pensions (bAV) but since 2018 they even have to subsidize employee contributions with at least 15%.

This is why company pensions (bAV) are already one of the safest and most popular pension types for employees.

Advantages of a bAV with Degura

Attractive employer subsidy

Your employer subsidizes your personal pension plan with at least 15% on top of your own contribution – guaranteed.

Many employers even go beyond the legal minimum subsidy!

Tax and social security savings

Since your pension plan contributions are deducted directly from your gross salary, you end up having lower monthly income tax and social security payments and thus save twice – and your employer also ends up with savings in social security payments.

Guaranteed pension

No matter what happens, your company pension plan is there for you in retirement.

Independent of the employer or the pension fund.

With a bAV, you receive direct payments from the contributions you have saved over the course of your life and the returns you have earned – unlike a statutory pension.

Above average return opportunity

Hardly any pension plan pays off more than a bAV. 

Employer subsidies and tax savings offer you added value on your savings contribution right from the start.

The saved amount also generates an additional return.

 

Who is Degura anyway?

Degura is the service provider for digital bAV
- for you and your employer!

Digital and
yet personal

Our specialists are always there for you personally when you need them.

Always
accessible

With our digital portal, all important data and contracts are always available.

Transparent and
clear

All information is just one click away, presented in an
easy to understand way.

Easy and
uncomplicated

We take the hassle out pensions for everyone: Our concept is super easy to integrate and to use.

100%
Independent

We work only for you and your well-deserved retirement and not for the financial interests of an insurer.

Maximum
Security

Your data is safe with us and always well protected,
thanks to our
state of the art IT security.

Start now

Already more than 100 companies and
their employees trust in Degura.

Testimonials

You don't have a bAV from your employer yet?

Please share a contact person in your company's HR department and we will get in touch to discuss the possibilities of bAV at your company.

Your employer is already working with us?

Here you can easily register with the login data that your employer has sent you by email or post

Close the pension gap now with support from your employer!

A company pension (bAV) offers you both:
Financial returns and security for a carefree retirement.

 

The statutory pension is no longer sufficient for a carefree retirement

Society is getting older and older; the aging society brings contributor and pensioner levels more and more out of balance.

The contributions paid into the statutory pension system fund over many years are often not even fully paid back through retirement.

The pension gap is becoming an increasingly serious threat as a result of demographic change. Unfortunately, there is no improvement in sight.

If you do not make your own provisions yourself, you will face financial worries in retirement. Already, more than 15% of pensioners live in poverty.

With a company pension, return is guaranteed and retirement is better secured

It has actually never been easier to make your own provisions for retirement.

Companies are not only obliged to offer company pensions (bAV) but since 2018 they even have to subsidize employee contributions with at least 15%.

This is why company pensions (bAV) are already one of the safest and most popular pension types for employees.

Advantages of a bAV with Degura

Attractive employer subsidy

Your employer subsidizes your personal pension plan with at least 15% on top of your own contribution – guaranteed.

Many employers even go beyond the legal minimum subsidy!

Tax and social security savings

Since your pension plan contributions are deducted directly from your gross salary, you end up having lower monthly income tax and social security payments and thus save twice – and your employer also ends up with savings in social security payments.

Guaranteed pension

No matter what happens, your company pension plan is there for you in retirement.

Independent of the employer or the pension fund.

With a bAV, you receive direct payments from the contributions you have saved over the course of your life and the returns you have earned – unlike a statutory pension.

 

Above average return opportunity

Hardly any pension plan pays off more than a bAV. 

Employer subsidies and tax savings offer you added value on your savings contribution right from the start.

The saved amount also generates an additional return.

Who is Degura anyway?

Degura is the service provider for digital bAV - for you and your employer!

Digital and yet personal

Our specialists are always there for you personally when you need them.

Always accessible

With our digital portal, all important data and contracts are always available.

Transparent and clear

All information is just one click away, presented in an
easy to understand way.

Easy and uncomplicated

We take the hassle out pensions for everyone: Our concept is super easy to integrate and to use.

100% Independent

We work only for you and your well-deserved retirement and not for the financial interests of an insurer.

Maximum Security

Your data is safe with us and always well protected,
thanks to our
state of the art IT security.

Start now

Already more than 100 companies and their employees trust in Degura.

Testimonials

You don't have a bAV from your employer yet?

Please share a contact person in your company's HR department and we will get in touch to discuss the possibilities of bAV at your company.

Your employer is already working with us?

Here you can easily register with the login data that your employer has sent you by email or post.

Please share a contact person in your company's HR department and we will get in touch to discuss the possibilities of bAV at your company.

Nenn uns gerne einen Ansprechpartner aus der Personalabteilung deines Unternehmens und wir besprechen mit ihm die Möglichkeiten der bAV.